You Think Education Is Expensive? Watch And See How Expensive It Is Not To Learn. Investment Growth Secret.

The 10-Million Rand Mistake: The Hidden Cost of Waiting One More Year

Let me ask you something…

What if waiting just one more year to take action on your retirement plan could cost you over R10 million?

Sounds unbelievable, right? But here’s the truth most people never hear: procrastination isn’t harmless—it’s expensive.

In my course, Solving the Retirement Problem, I share real strategies drawn from decades in the industry—and insights I’ve gained through being a student on the topic of financial freedom.

The Investment Growth Secret is the biggest eye-opener of them all.

The price of doing nothing.

DISCLAIMER: THE RATES MENTIONED IN THIS BLOG POST ARE FOR EDUCATIONAL PURPOSES, AND I DO NOT CLAIM THAT I CAN GET THESE GROWTH RATES FOR YOU. YOU NEED TO CREATE THEM YOURSELF. CERTAIN INVESTMENT STRATEGIES LIKE PROPERTY AND STARTING YOUR OWN BUSINESS CAN GIVE YOU RETURNS MUCH HIGHER THAN WHAT I AM DEMONSTRATING IN THIS POST.

YOUR RETIREMENT, YOUR FINANCIAL FREEDOM, YOUR RESPONSIBILITY

Knowledge is power (But Only If You Use It)

Knowing how to create growth, like the 80% per year we explore in some Wealth Creators models, is powerful.

But knowledge alone won’t change your life.

If you learn how to build wealth but wait even one year to act, that delay compounds dramatically. And not in your favour.

One Year = Over R10 Million Lost

This isn’t just theory. It’s maths.

That one-year delay doesn’t just lose you 12 months—it robs you of what those 12 months could have earned over the next 20 to 30 years. And the difference can easily exceed R10 million.

Want to see it in action?

Try the EverFree Growth Rate Calculator:

Get your Financial Freedom Growth Rate.

Go to the second calculator demonstrated in the video and change the years from 10 years to 9, and you will see the 10 million difference.

You’ll see exactly how much that delay could cost. The results speak louder than any headline ever could.

I tell my personal story in my online program

What’s Holding You Back?

Most people think they can’t retire because they don’t earn enough. Or because they spend too much.

But that’s not the real issue.

The real danger is waiting. Waiting to learn. Waiting to act. Waiting for “someday.”

Here’s the insight no one’s telling you:

“The secret is not in how much you save. It’s in how soon you start, and how wisely you grow.”

The video that explains the 10 million loss

Your First Step Starts Here

If I can save you one year of stress, it’s worth it.

Don’t wait another year. Don’t even wait another day.

Start with knowledge. Try the calculator. And then take one smart action that moves you forward.

And if you’re ready to learn the strategy behind the numbers?

Become a Student of Solving the Retirement Problem. It’s the exact roadmap that changed my future—and could change yours too.

Link To My Calculators Where I Also Provide Links To My Teacher, Mentor Coach

Q1: Is it possible to lose R10 million just by waiting one year to start saving?

A: Yes, it’s possible—and it’s not a scare tactic, it’s math. When you delay investing in something that could earn exponential returns, you don’t just lose one year—you lose what that year could have grown into over time. Compounding is powerful, and every year matters.

Q2: What if I can’t afford to save a lot right now? Should I wait until I earn more?

A: No. Start small if you must, but start now. The amount you save is important, but the time you give it to grow is more important. You don’t need to be rich—you need to be smart. Waiting for the “perfect time” is people's most expensive mistake. Learn and implement the investment growth secret

Q3: How accurate is the Retirement Calculator?

A: The calculator gives a strong estimate based on realistic variables like growth rate, retirement age, and income goals. It’s designed to help you see the impact of your decisions, especially how delay or growth rate changes affect your future. It’s not about perfection—it’s about clarity.

Q4: What’s a good growth rate to use in the calculator?

A: That depends on your investment strategy. Traditional models use 6–10%. But in the Wealth Creators framework, we model scenarios as high as 80% when using leveraged strategies. Use the calculator to test different growth rates and see how they change the outcome.

Q5: Why do most people never reach financial freedom, even when they have retirement plans?

A: Because they focus too much on saving and too little on growth. They also wait too long to take action. The secret is not how much you save—it’s how soon you start and how well you grow it. Most retirement plans aren’t built for that.

Q6: What makes your course, Solving the Retirement Problem, different?

A: I teach what the mainstream ignores: how to build retirement using smart capital growth strategies, how to spot capital events, and how to avoid the biggest destroyer of wealth—procrastination. I also give you tools and calculators to plan and act.

Q7: Do you think there’s a secret in these calculations?

A: Yes—and I’ll share it with you.

The secret isn’t in the amount you save. It’s in the space between your savings and your goal: the growth rate.

That’s what no one talks about. But once you understand it, everything changes.

Albert Shuurman

When I figured out this information, I was so excited. Knowing and applying the knowledge are two different things. I have started a power goal three times and failed twice. I lost all the money, but giving up is no option, and I am now busy with the third attempt.

The coach and mentor I recommend is also getting better, and in his latest course, he gave away an entire course with the tools to help.

JOIN MY EverFree Study Group™, where we go into case studies and help clients with their financial freedom plans.