Resources
Insights & Education
Articles, guides, and tools to help you make informed decisions about retirement, estate planning, and wealth.
Refine
20 of 20 articles
Topics
Published
NewThe 104 Week Watch Challenge
The 104 Week Watch Challenge is a two-year accountability journey focused on exercise
Health & WellnessRead article →
NewFire Insurance for Business: What Every South African Business Owner Must Know
A plain-English guide to commercial fire insurance in South Africa — covering what's insured, the average clause, underinsurance risks, and your annual review checklist.
Short Term BusinessRead article →
NewWill Your Life Insurance Still Be Affordable at 80?
Most retirement plans are built to reach retirement — not survive it. Learn why long-term premium affordability is one of the biggest risks South Africans ignore.
Financial FreedomRead article →
NewWhen Should You Stop Insuring and Start Legacy Planning?
At what point do your assets outgrow the cover that protects them? A guide for South Africans 55+ exploring the shift from protection planning to legacy planning in retirement.
Financial FreedomRead article →
NewWhat 25 Years in Financial Planning Taught Me About Life
After 25 years, Albert Schuurman shares why true financial planning is about health, wealth and legacy — not just money.
Financial FreedomRead article →
NewInflation Calculator The Most Important Financial Planning Tool
See what inflation really does to your money over 20–30 years — and why an inflation calculator changes the way you plan.
Retirement PlanningRead article →
NewThe Silent Tax Called Inflation
Inflation never sends a bill, yet it can take more from a retirement than any market crash. Here's why it's called the silent tax, why retirees feel it most, and how to plan for it in South Africa.
Retirement PlanningRead article →
NewDiscovery Vitality Sleep Rewards: My 35-Week Streak
Discovery Vitality has launched its first new health pillar in nearly two decades — Sleep. Here's my Week 35 journey update and what the new Vitality Sleep Score means for South African members.
Health & WellnessRead article →
NewBusiness Overhead Expenses Insurance in South Africa
Business Overhead Expenses Insurance keeps fixed operating costs covered when illness or disability stops you from working, and why continuity planning matters.
Life Insurance BusinessRead article →
NewContingent Liability Insurance for SA Business Owners
Learn how contingent liability insurance protects South African businesses and estates from loan account risk, personal surety exposure, and debt after death.
Life Insurance BusinessRead article →
NewKey Person Insurance South Africa | AS Brokers
Key Person Insurance for South African businesses. How it works, why reviews matter, and how to protect continuity if a critical individual is lost.
Life Insurance BusinessRead article →
NewBuy & Sell Insurance Explained | AS Brokers SA
How Buy & Sell Insurance protects your business when a shareholder dies or becomes disabled — and why the legal agreement matters as much as the cover.
Life Insurance BusinessRead article →
NewBroad guide to business assurance
Overview of the four core covers — buy-and-sell, keyperson, contingent liability, and business overhead expenses
Life Insurance BusinessRead article →
NewWhy Two Years Changes More Than Two Months | Watch Challenge
Eight weeks can change your body. Two years can change who you are. Why long-term consistency wins.
Health & WellnessRead article →
NewWhy Inflation Is the Biggest Threat to Your Retirement Income
Inflation quietly erodes more than two-thirds of your money’s buying power over 20 years. See what R50 000 really becomes — and why the gap between an 8% and a 12% return decides the kind of retirement income you can actually draw.
Retirement PlanningRead article →
NewFire in the Strait: The Fuel Crisis Rewriting South Africa’s Inflation Story
A Middle East oil shock is hitting SA pumps - and the official inflation number is lagging the real cost of living.
Retirement PlanningRead article →
NewThe Number That Could Ruin Your Retirement | Part 2: Inflation Series
Why South Africa’s 3% headline CPI is dangerous for a 20-30 year retirement plan - the rate you should use instead.
Retirement PlanningRead article →
NewThe Inflation Illusion — Part 1: Why South Africa's Official Numbers Don't Match Your Bank Statement
Why South Africa's official CPI sits at 3% while your medical aid, fuel, and groceries tell a different story.
Retirement PlanningRead article →
NewInflation Risk in Retirement: The Silent Income Problem
Inflation is one of the biggest hidden retirement risks in South Africa.
Retirement PlanningRead article →
NewEverest Strategic Income Product Review And Calculator
Learn how the Everest Strategic Income portfolio works and use the calculator to see the returns the product provide
Read article →