Code 1.8 · Capital Lifespan
The Capital Depletion Test.
Run the mathematics of your current trajectory. Most traditional portfolios deplete years before expected. Expose your exact capital lifespan in 30 seconds.
Life of Capital Calculator
Enter your numbers to see how long your retirement savings will last.
Typical effective rates: 20–25% (under R40k/mo) · 30–35% (R40–80k) · 36–45% (over R80k)
Your income requirement will increase each year by this rate to keep up with rising costs.
This calculation assumes your required income increases annually by the selected inflation rate. The projection is based on assumed investment returns, tax rates and inflation and is for illustrative purposes only. Actual outcomes may differ. This tool does not constitute financial advice.
Does your trajectory show depletion?
You cannot out-save mathematical drag. To extend your capital lifespan, you must migrate to high-yield, unlisted alternative assets.