Phase 3: Retirement Liquidity Architecture.
Insulated Retirement: The Amethyst Living Annuity.
Transfer your Pension, Provident, or Retirement Annuity into a fixed-yield structure. Secure predictable income (~10.2% net) and a 9% capital maturity bonus, completely insulated from JSE crashes.
AS Brokers – Amethyst Living Annuity Calculator
Estimate your monthly retirement income from a living annuity.
Pension fund rules allow between 2.5% and 17.5%. Everest product targets ~10.2% return.
This is a guideline calculator based on SARS 2026/27 tax brackets (Budget 2026) for individuals aged 65+. Results are estimates only and do not constitute financial advice. For an official quote, please submit your details and we'll request a formal quotation from Everest Wealth.
The Yield Architecture
The Amethyst delivers a fixed net return of ~10.2% per year, with a 9% capital maturity bonus after five years. Returns are not linked to market movements; capital and income are insulated from JSE volatility.
Income tax is calculated based on standard SARS drawdown tables.
Strategic Deployment
For retirees demanding absolute certainty: zero ongoing fund-switching fees, no performance monitoring, and complete isolation from market sequencing risk. Your income and capital growth are structured, predictable, and tax-sheltered inside the annuity.