Phase 3: Retirement Liquidity Architecture.
Insulated Retirement: The Amethyst Living Annuity.
Transfer your Pension, Provident, or Retirement Annuity into a structured return profile. Model targeted income (~10.2% net) and a 9% capital maturity bonus while understanding liquidity, tax, and product risks.
AS Brokers – Amethyst Living Annuity Calculator
Estimate your monthly retirement income from a living annuity.
Pension fund rules allow between 2.5% and 17.5%. Everest product targets ~10.2% return.
This is a guideline calculator based on SARS 2026/27 tax brackets (Budget 2026) for individuals aged 65+. Results are estimates only and do not constitute financial advice. For an official quote, please submit your details and we'll request a formal quotation from Everest Wealth.
The Yield Architecture
The Amethyst targets a structured net return of ~10.2% per year, with a 9% capital maturity bonus after five years. Returns are not guaranteed and should be assessed with the full product disclosure pack.
Income tax is calculated based on standard SARS drawdown tables.
Strategic Deployment
For retirees seeking a structured alternative to daily market volatility: zero ongoing fund-switching fees, no performance monitoring, and a defined product framework. Your income and capital growth must still be reviewed against your drawdown, liquidity, and tax needs.