Actuarial Reality Check.
The Capital Erosion Test.
Inflation is the silent destruction of wealth. Calculate the exact rate at which your current capital is losing its purchasing power, and discover the required yield to outpace it.
AS Brokers – Future Value Calculator
See how inflation affects your money over time, and what you'll need to maintain your buying power.
The amount of money you have or need today.
Average annual inflation (SA typically 5–7%).
How far into the future you're planning.
This calculator shows the impact of inflation on your money, an essential part of retirement planning.
About this estimate: This calculator demonstrates the effect of inflation on your money's purchasing power. It assumes a constant inflation rate over the period. Actual inflation varies year to year. Use this as an educational tool to understand why your investments need to grow to maintain your standard of living.
The Mathematical Deficit
Traditional portfolios yielding 6–8% are essentially generating zero real return after inflation and tax. The nominal number on your statement masks the erosion. To preserve and grow wealth in real terms, your yield must consistently outpace both inflation and the tax drag.
Outpacing the Erosion
To secure real generational wealth, capital must be deployed into high-yield alternative structures (12.8%–14.5%) that mathematically crush inflation. Unlisted preference shares and structured returns are engineered for this purpose.