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This calculator helps property buyers in South Africa estimate the total upfront costs involved when purchasing a property. It is designed to give a clear picture of the actual cash needed beyond just the purchase price, helping you plan your finances with confidence.

 

Key Features:

• Transfer Duty Calculation

Calculates government tax based on the latest SARS thresholds (applicable for properties above R1.1 million).

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• Attorney / Conveyancing Fees

Estimates legal costs typically charged for handling property registration.

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• Bond Registration Fees

Provides an estimate of the cost to register a mortgage bond with the Deeds Office.

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• Deeds Office Fees

Includes a standard fee charged for processing property transactions.

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• Postage & Sundries

Adds a typical allowance for admin fees like courier, copies, and FICA.

 

Why Use This Tool?

 

Property buyers often underestimate the true cost of buying a home or investment property. This calculator helps you:

• Avoid surprises at the attorney’s office,

• Prepare your budget correctly, and

• Make more informed investment decisions.