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Turn A Crisis Into An Opportunity!

Updated: Aug 29, 2022



You can define a crisis as a time of great danger or difficulties. Solar power is an opportunity to make a difference.

Solar power is a clean and renewable energy source that can generate electricity or heat. Solar power is an opportunity to save money on your electric bill, and it is also an opportunity to help the environment by reducing greenhouse gas emissions. Solar power is also an opportunity to create jobs in the industry.


How can a crisis ever be positive?

You do not need a crisis for things to change, but significant reforms often happen after a major breakdown. Outstanding leadership is necessary in such times, and the president could not have chosen a better time to show his.


The best words that came from our government in a long time here is a link to an article from Moneyweb.


It fits in properly with the post I made about Buildings combined insurance.

Business owners, homeowners, property investors and entrepreneurs are all looking forward to the opportunity to save money and make money from helping the government out of this crisis.



Just imagine how a body corporate can now help residents in a complex to subsidise levies from generating power. Nursing homes and retirement villages make it more affordable for the elderly.


Crisis in opportunity. Give the people in our country the right opportunity, and we will soon be leaders in the world with solar energy.


Our country is ready for things to change, and this is a real opportunity to create many jobs and train people with so much needed technical skills.


If you did not listen to the president's speech, here is a link to youtube. Go and listen to it. It does not matter your political orientation; I think this is the right speech at the right time. I do not want to discuss politics but what this opportunity means for us in the insurance business.


  • Clients will need guidance on how to comply with installations for insurance purposes. If something goes wrong, we still need insurance companies to pay claims.

  • The sum insured on the property needs to change to include the solar system's value.

  • The businesses that will venture into this opportunity will need assistance with contractors all risks cover, defective workmanship and product liability insurance.


Previously it was primarily high nett worth individuals and businesses who installed systems to reduce their reliance on Eskom, escape load-shedding and save money on the electricity bill.

Now it will be possible to sell surplus electricity back into the grid, and people will jump at the opportunity.


Many new companies with little or no experience will start installing what we want to happen, but the insurance rules will still apply.


From what I understood, the speech government will issue the industry's new rules soon, but the current restrictions still apply now.

  • Ensure that the roof structure can support the solar system. (SANS 10106:2014 5.3.1)

  • A professional engineer or registered technologist must design the installation to incorporate the standard's safety and performance principles. (SANS 10254 2017 4.1.1.2 and SANS 10106 2014 4.1.7)

  • Water heaters or storage tanks with 200 litres or more capacity may not be attached to a wall. (SANS 120252–1 2012 8.4.6.5)

  • The solar system must be installed so that it does not accelerate the deterioration of the roof. (SANS 10400-L, SANS 10243, and SANS 10252–1)

Information source


I am excited to see what the insurance industry will dish up for us, let alone what will happen in the unlisted shares investment space.



Well done if you have already installed your system and are planning to do it now. Good luck, and if your business is expanding into this space, we need you to succeed.


The good news for us is that you all need to review your insurance.


Albert Schuurman





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